Finance Lease.
You want the asset in service, not sitting on your balance sheet. A finance lease puts vehicles, equipment, or technology to work in your business from day one - fixed payments, tax deductions on depreciation and interest, with ownership options at term end. Co-Pilot searches 60+ lenders to find the right structure for your asset and cash flow.
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Won't affect your credit score.
What can we help you with?
Our Solutions
Finance lease - which assets we structure for Australian businesses
Whether you need vehicles, equipment, technology, or medical assets - we structure the right finance lease for your business.
Vehicle Leases
Access the latest car, truck, van, or speciality vehicle models without the burden of ownership. Ideal for businesses needing to update their fleet regularly without large capital outlays.
Equipment Leases
Utilise top-of-the-line equipment without significant capital expenditure. Covers a wide range of industries - from construction and manufacturing to agriculture and logistics.
Technology Leases
Stay ahead of the competition with flexible leasing for computers, servers, software, and other tech essentials - keeping your business operating with the latest advancements.
Medical Equipment Leases
Give hospitals and clinics access to cutting-edge diagnostic and treatment technology - ensuring patients receive the best care without the financial strain of purchasing outright.
Office Equipment Leases
Upgrade your workspace with leasing options for copiers, printers, furniture, and more - creating a productive, modern office without the upfront investment.
Run The Numbers
Calculate your finance lease repayments
Enter your loan details
Estimated monthly repayment
$1,318.93
No impact to your credit score
Estimates only, based on the example rate and the figures you enter. Assumes a fixed-rate principal & interest loan over the full term, plus a lump-sum balloon payment due at the end. Your actual rate, structure and repayments will depend on your circumstances and the lender, so get in touch for a tailored quote.
Asset Types
What can you lease with a finance lease?
Finance leases are versatile and can be used to acquire a wide range of assets critical to your business operations - from the vehicles your team drives to the equipment that runs your production floor.
Don't see your asset type? Get in touch - if your business uses it, we can likely structure a finance lease for it.
How to Apply
How to get a finance lease - from first call to asset delivery
To qualify for a finance lease, businesses typically need a stable financial history, a satisfactory credit profile, and a clear business purpose for the asset. The application process is straightforward.
Tell us what asset you need
Share the asset type, expected cost, and how it fits into your business. We'll ask the right questions.
We find your best options
We search 60+ lenders and compare finance lease structures - term length, residual value, and rate.
We manage the application
We handle lender communication, documentation, and keep the process moving on your behalf.
We finalise your terms
Approval confirmed, lease terms locked in. We review everything with you before you sign.
Take delivery and put it to work
Asset delivered, payments begin. We stay in touch as your lease progresses toward term end.
Key Benefits
Finance lease benefits - why businesses choose it over buying outright
Improved Cash Flow Management
Spread the cost of expensive assets over time, preserving capital for other critical areas of your business - operations, inventory, staffing, and growth.
Access to Latest Technology
Access the latest equipment, vehicles, and technology without the upfront cost of purchasing - keeping your operations competitive and up to date.
Tax Advantages
Finance lease payments are generally tax deductible as a business expense, reducing your overall tax liability and enhancing your financial position.
Flexibility and Scalability
Leasing provides flexibility to upgrade or scale your assets as your business grows - adjust your leasing terms to match your evolving needs.
Maintenance and Support
Many finance lease agreements include maintenance and support services, ensuring your assets remain in optimal condition and minimising downtime.
Why Co-Pilot
Why Co-Pilot for finance leases - not just any broker
We work for you, not the lender
Our advice is independent. We find the finance lease structure that suits your asset and cash flow - not the one with the highest commission.
Lender relationships that open doors
60+ lenders across vehicles, equipment, technology, medical devices, and industrial machinery. We match your asset type to the right provider.
Honest advice on structure and residual
Finance lease or operating lease? High or low residual? The wrong structure can cost you at term end. We help you set it up right from day one.
Clear communication, no surprises
We explain rates, residual values, and end-of-term options before you sign. And we stay available as your lease approaches its conclusion.
Hear What Our Clients Are Saying
“I had an excellent experience with Sarah. She guided me through the finance process for my Honda Fit and made everything simple and transparent from start to finish. The approval was fast, and her customer service was genuinely the best I’ve experienced. She took the time to explain my options, answered all my questions, and made sure everything went through smoothly. I really appreciated her professionalism and friendly approach. Highly recommend her if you’re looking for finance support.”
Dinith G
FAQ
Common Questions About Finance Leases
Need the asset in service
without the capital outlay?
Tell us about the asset and your business - we'll come back with honest finance lease options across 60+ lenders, no obligation. Most applications are approved within 48 hours.