The right loan changes things.
We find it.
Car, home, boat or something else entirely - we compare 60+ lenders so you never have to take the first rate a dealer or bank throws at you. Right structure, right lender, first go.
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Won't affect your credit score.
What can we help you with?
Our Services
Personal Finance Solutions
From your first home to your dream boat, Co-Pilot Finance & Insurance covers every personal finance need across a panel of 60+ lenders. Explore the solutions below.
Our Approach
Finance Built Around Your Life, Not a Product Shelf
Co-Pilot Finance & Insurance doesn't push products - we assess your situation, understand your goals, and compare across our full lender panel to find the structure that genuinely works for you. Whether you're buying your first home, consolidating debt, or financing a lifestyle asset, our approach is the same: independent advice, real comparisons, and outcomes you can trust.
60+ Lenders, One Broker
We compare across our full panel of 60+ lenders for every product - so you get the most competitive structure available, not just the most convenient one.
Right Structure, Not Just a Rate
The right loan structure - term, repayment type, balloon, secured or unsecured - matters as much as the rate. We optimise both.
Fast From Enquiry to Settlement
Pre-approvals often within hours. Full approvals within 24-48 hours on straightforward applications. We move when you're ready.
Advice That Continues
Our service doesn't end at settlement. We review your position when your circumstances change and help you refinance when the market moves.
Why Co-Pilot
Why Choose Co-Pilot Finance & Insurance for Personal Finance?
We're a finance and insurance broker, not a lender - which means our interests are aligned with yours. We don't profit from pushing one product; we succeed when you get the best outcome.
With access to 60+ lenders across every personal finance product, we compare the market so you don't have to - and we manage the process from enquiry through to settlement so it's as simple as possible.
Our Personal Finance Solutions
Co-Pilot vs. Going Direct
Why use a broker instead of the bank or the dealer?
The dealer wants to sell the car. The bank wants to sell its loan. We just want the lender who'll say yes at the best rate.
FAQ
Common Questions About Personal Finance
Finance for Your Life.
Get Started Today.
Not sure which product is right for you? Contact Co-Pilot Finance & Insurance and we'll assess your situation, compare across 60+ lenders, and find the right solution for your goals.
No impact to your credit score