Caravan Insurance.
A storm rolls through, a tow accident writes off the van, or someone breaks in while you're at the beach. Your caravan represents serious money - and standard home insurance doesn't cover it. Co-Pilot compares caravan insurance across 90+ insurers so you're protected whether you're touring, parked on-site, or living in it full-time.
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What Is It?
Caravan insurance - what it covers and why it's different from home insurance
Caravan insurance is built for caravans and mobile homes, giving you financial protection against accidents, bad weather, and theft. Unlike regular home insurance, this cover is designed for the unique risks that come with a home that moves.
Think of it as peace of mind on the road - if something goes wrong, you won't be left with a massive bill. Whether it's repairs, replacement, or even temporary accommodation, the right insurance makes sure you're not out of pocket.
How It Works
How a caravan insurance claim works - repairs, replacement, and accommodation
If your caravan is damaged in a storm, stolen, or involved in an accident, you lodge a claim and the insurer assesses what's covered. Depending on your policy, you could receive:
- Repairs paid for
- A new caravan if yours is written off
- Help with temporary accommodation
It's all about keeping your travel plans on track without financial headaches.
Coverage
What's included in caravan insurance - standard and optional covers
Coverage varies between insurers and policy types. Here's what a comprehensive caravan policy typically includes.
Hail, Storm & Flood
Weather events and natural disasters that damage your caravan.
Accidental Damage
On-road collisions and incidents that damage the caravan or its fittings.
Theft & Attempted Theft
Theft of the caravan or damage caused by a break-in.
Fire & Explosion
Fire damage including total loss events.
Motor Burnout
Electrical motor failure within the caravan.
New for Old Replacement
Replacement with a new model if your caravan is written off.
Alternative Accommodation
Accommodation costs if your caravan becomes uninhabitable after an incident.
Contents Cover
Personal belongings and equipment stored inside the caravan.
Emergency Repairs
On-road emergency assistance to get you back on the road safely.
Who Needs It
Who needs caravan insurance - tourers, nomads, and owners who rent theirs out
If you own a caravan, standard home insurance won't cover it. Dedicated caravan insurance is essential for:
Frequent Travellers
If you're always off on road trips, you'll want cover for the unexpected.
Full-Time Nomads
Living in your caravan full-time means year-round protection is essential.
Caravan Owners Who Rent Theirs Out
If you hire out your caravan, specialist cover is a must.
Seasonal Users
Even if you only use your van part of the year, it still needs protection.
New Owners
Just bought a caravan? Get it covered before you hit the road.
It's all about avoiding big financial setbacks. If something goes wrong - whether it's damage, theft, or a total write-off - you'll want to be covered before you hit the road.
Why Co-Pilot
Why Co-Pilot for caravan insurance - not just any broker
We work for you, not the insurer
As an independent broker, we have no loyalty to any insurer. Our job is to find caravan cover that actually protects your van and how you use it - not the easiest policy to place.
Insurer relationships that open doors
Access to 90+ insurers, including those with specialist appetite for full-time nomads, rental caravans, and older or modified vans that standard insurers won't cover on preferred terms.
Honest advice on agreed value vs. market value and touring vs. on-site cover
These two decisions can significantly affect your payout at claim time. We help you understand the difference and choose the right combination for your situation - before something goes wrong.
Clear communication, no surprises
We explain your policy in plain language, review it at renewal, and are available when you need to make a claim - wherever you are on the road.
Ready to Travel Stress-Free?
Protect your home on wheels - no matter the destination.
Co-Pilot Finance & Insurance compares caravan insurance policies across 90+ insurers to find the cover that suits your specific caravan type, usage, and travel habits.
Whether you're a weekend traveller or a full-time nomad, we make sure you have the protection you need before you head out on the road.
Hear What Our Clients Are Saying
“I had an excellent experience with Sarah. She guided me through the finance process for my Honda Fit and made everything simple and transparent from start to finish. The approval was fast, and her customer service was genuinely the best I’ve experienced. She took the time to explain my options, answered all my questions, and made sure everything went through smoothly. I really appreciated her professionalism and friendly approach. Highly recommend her if you’re looking for finance support.”
Dinith G
FAQ
Common Questions About Caravan Insurance
Your van is your home on wheels.
Let's make sure it's properly covered.
Co-Pilot compares caravan insurance across 90+ insurers to find cover that matches your van, your travel pattern, and your budget - touring, on-site, or full-time living.